05-25-2018  11:52 am      •     
The Skanner Report
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NEWS BRIEFS

Attorney General Forms Hate Crime Task Force

The task force will study hate-motivated crimes and review existing legal protections for victims ...

Portland Art Museum Celebrates Art Museum Day with Free Admission on May 25

Portland Art Museum joins art museums across North America, with great works of art and public programs ...

June Key Delta Community Center Hosts May Week ’18 Health Fair May 26

Event includes vision, glucose screenings, medication disposal and car seat installation ...

Mississippi Avenue Giving Tuesday

On Tuesday, May 22, 10 percent of proceeds from participating Mississippi Ave. businesses will go to SEI ...

The Latest: 3 injured in hit-and-crash in downtown Portland

PORTLAND, Ore. (AP) — The Latest on hit-and-crash in Portland, Oregon (all times local):11:20 a.m.Police say three women have been injured in a hit-and-run crash near Portland State University.Portland police Sgt. Chris Burley say the vehicle hit the women while they were on a sidewalk...

Hit-and-run driver strikes pedestrians in downtown Portland

PORTLAND, Ore. (AP) — Authorities say paramedics are tending to "multiple patients" after a hit-and-run driver struck pedestrians in downtown Portland.Portland Fire and Rescue says the crash happened Friday morning near Portland State University.Police have not said how many people have been...

Former NAACP leader exposed as white faces fraud charges

SPOKANE, Wash. (AP) — A former NAACP leader in Washington state whose life unraveled after she was exposed as a white woman pretending to be black has been charged with welfare fraud.Nkechi Diallo, known as Rachel Dolezal before she legally changed her name in 2016, was charged this week...

The highest-paid CEOs by state

Here are the top-paid CEOs by state for 2017, as calculated by The Associated Press and Equilar, an executive data firm.The survey considered only publicly traded companies with more than jumi billion in revenue that filed their proxy statements with federal regulators between Jan. 1 and April 30....

OPINION

Racism After Graduation May Just Be What's on the Menu

Dr. Julianne Malveaux says that for our young millennials, racism is inevitable ...

Prime Minister Netanyahu Shows Limits of Israel’s Democracy

Bill Fletcher, Jr. on racial politics in Israel and Prime Minister Benjamin Netanyahu’s uneven treatment of African immigrants ...

Golfing While Black Is Not a Crime

Grandview Golf Club asks five Black women to leave for golfing too slow ...

Discovering the Best of Black America in 2018

Dr. Benjamin F. Chavis discusses the DTU Journalism Fellowship & Scholarship Program ...

AFRICAN AMERICANS IN THE NEWS

Former NAACP leader exposed as white faces fraud charges

SPOKANE, Wash. (AP) — A former NAACP leader in Washington state whose life unraveled after she was exposed as a white woman pretending to be black has been charged with welfare fraud.Nkechi Diallo, known as Rachel Dolezal before she legally changed her name in 2016, was charged this week...

Students hand back in yearbook after racial slur is pictured

SAVANNAH, Ga. (AP) — Students at a coastal Georgia high school are being asked to hand back in their yearbooks after a racial slur made for some bad memories.The Savannah-Chatham County school district tells news outlets that the publisher has recalled the Windsor Forest High School yearbook...

Column: Jack Johnson's biggest crime was being black

Jack Johnson's biggest crime was being an unrepentant black man who beat up white men for a living.High-flying and flamboyant, he refused to live by the unwritten rules of American society in the early 1900s. That made him a target, and that eventually cost him his freedom after being convicted of...

ENTERTAINMENT

Famed chef Mario Batali's Vegas Strip restaurants will close

LAS VEGAS (AP) — Mario Batali's three Las Vegas Strip restaurants will shut down July 27, officials said Friday, as the celebrity chef faces sexual misconduct allegations from multiple women.Batali & Bastianich Hospitality Group partner Joe Bastianich sent a letter to nearly 300 workers...

The Latest: Weinstein takes books on theater, film to arrest

NEW YORK (AP) — The Latest on the sexual misconduct probe of film producer Harvey Weinstein (all times local):11:40 a.m.Harvey Weinstein was in and out of custody so quickly in his rape case, he probably didn't have time to read the books he brought with him.The film mogul carried three...

Weinstein faces sex charges amid #MeToo reckoning

NEW YORK (AP) — It was the moment the #MeToo movement had been waiting for: Harvey Weinstein in handcuffs.His face pulled in a strained smile and his hands locked behind his back, the once-powerful Hollywood figure emerged from a police station Friday facing rape and criminal sex act...

U.S. & WORLD NEWS

For CEOs, .7 million a year is just middle of the pack

NEW YORK (AP) — Chief executives at the biggest public companies got an 8.5 percent raise last year,...

Former NAACP leader exposed as white faces fraud charges

SPOKANE, Wash. (AP) — A former NAACP leader in Washington state whose life unraveled after she was exposed...

Police: Suspected restaurant gunman had no criminal record

OKLAHOMA CITY (AP) — The man suspected of shooting three people inside an Oklahoma City restaurant before...

Putin says US exit from Iran deal could trigger instability

ST. PETERSBURG, Russia (AP) — Russian President Vladimir Putin warned Friday that the U.S. exit from the...

Explosion at Indian restaurant in Canada wounds 15 people

TORONTO (AP) — An explosion caused by a homemade bomb ripped through an Indian restaurant where children...

Netherlands, Australia hold Russia liable for downing MH17

THE HAGUE, Netherlands (AP) — A day after international prosecutors said they had unequivocal evidence of...

Dr. Willie Underwood examining patient Richard Waldrop
Connie Cass, Associated Press

This photo taken Feb. 24, 2014, provided by the Roswell Park Cancer Institute, shows Dr. Willie Underwood, a urologic oncologist at Roswell Park Cancer Institute, examining patient Richard Waldrop at the Roswell Park Cancer Institute, in Buffalo, N.Y. (AP Photo/Roswell Park Cancer Institute, Bill Sheff)

WASHINGTON (AP) — Americans thinking about buying health insurance on their own later this year, or maybe switching to a different insurer, are probably out of luck. The policies are going off the market as a little-noticed consequence of President Barack Obama's health care overhaul.

With limited exceptions, insurance companies have stopped selling until next year the sorts of individual plans that used to be available year-round. That locks out many of the young and healthy as well as the sick and injured, even those who can afford to buy without government subsidies.

"Now they're stuck," said Bonnie Milani, an independent insurance broker in Los Angeles, who says she warned her customers last year that the change was coming. "It just closes everything down."

The next wide-open chance to sign up comes in November, when enrollment for 2015 begins in the government-run insurance marketplaces created by the health care law. Companies are following that schedule even for the plans they sell outside the federal and state exchanges.

The health care law allows insurers to keep selling all year. But it also creates the conditions prompting them to stop.

The law, which requires nearly all Americans to be insured or pay a fine, bans insurers from rejecting customers because of poor health. The companies say that makes it too risky to sell to individuals year-round.

"If you didn't have an open enrollment period, you would have people who would potentially enroll when they get sick and dis-enroll when they get better," said Chris Stenrud, spokesman for insurer Kaiser Permanente. "The only insured people would be sick people, which would make insurance unaffordable for everyone."

The change makes individual policies work more like the job-based plans that already cover far more Americans.

But those who act fast may still be able to get in this year, depending on where they live.

Following the lead of the government marketplaces, some companies are extending off-marketplace sales for a week or a month to help people who hit snags trying to enroll by last Monday's deadline. Rules vary from state to state.

After those extensions, eligibility for coverage during 2014 is guaranteed only for people who experience certain qualifying life events, such as losing a job that provided insurance, moving to a new state, getting married, having a baby or losing coverage under a parent's health plan.

Insurance broker Steve Bobiak of Frackville, Pa., said he learned only a couple of weeks ago that insurers were cutting off new policies.

"It's lousy communication out there," he said. "If we don't know, my God, how do they expect other people to know? It's terrible."

A survey by the Kaiser Family Foundation in mid-March found that 6 out of 10 people without insurance weren't aware of the Affordable Care Act deadline of March 31. The Obama administration, insurance companies and nonprofit groups scrambled to spread the word, often with messages that focused on the savings available to many people through government-subsidized plans sold on the marketplaces.

There wasn't much public discussion about people who prefer to buy policies outside the state or federal marketplaces, sometimes finding better deals or options more to their liking.

Health and Human Services spokesman Aaron Albright pointed to a note buried on the HealthCare.gov website: It says "in some limited cases some insurance companies may sell private health plans outside the marketplace and outside open enrollment" that satisfy the law's coverage mandate. It doesn't say how to find any companies doing that. Albright had no further comment.

Gary Claxton, a health law expert at the Kaiser Family Foundation, said it's "highly unlikely" that companies will offer such coverage after the deadline window fully closes. Some do still offer temporary plans, lasting from a month to a year. But those plans don't cover pre-existing conditions and don't get buyers off the hook for the law's tax penalty.

Nate Purpura, spokesman for eHealthInsurance.com, which sells policies from 200 companies across the nation, said at this point he knows of none planning to offer major medical insurance after this month, except to people with qualifying life events.

For people trying to get an off-marketplace plan through an open enrollment extension, some insurers are selling them through April 15, and others through the end of the month. Purpura said eHealth will offer such plans in at least some areas of these states: Arizona, California, Georgia, Hawaii, Louisiana, Maryland, Michigan, Nevada, New Mexico, Ohio, Oregon, Utah, Virginia and Washington state.

Kaiser Permanente will offer extensions that mirror the state or federal marketplace in the area where a plan is sold, Stenrud said. The federal marketplace extension for online enrollment is April 15. But Oregon, for example, is giving marketplace buyers until April 30.

After that, Stenrud said, without a qualifying life event, the door closes until Nov. 15.

 

Copyright 2014 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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