07-03-2020  7:40 pm   •   PDX and SEA Weather
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Police Union Contract Extended, Bargaining to Continue

Negotiations will resume in January 2021.

Inslee Heckled Off Stage During Tri-Cities Appearance

Speaking outdoors in Eastern Washington, the governor was repeatedly interrupted by hecklers as he urged residents to wear masks to prevent the spread of the coronavirus.

Portland Police Declare Riot, Use Tear Gas

Several arrests were made as protests continued into early Wednesday morning.

Oregon Legislature Passes Police Reform Package Amid ‘Rushed’ Criticism

Six new bills declare an emergency in police protocol and are immediately effective. 


Trump Blows His Twitter Dog Whistle on America’s Fair Housing Policies in the Suburbs

The president could be Tweeting on unemployment or COVID-19 infections but instead pushes housing discrimination ...

Zeta Phi Beta Sorority Awards Historic $100,000 Founders' Centennial Scholarship

Zeta celebrates 100 years with largest single recipient scholarship awarded by a historically Black Greek-lettered sorority or...

Nominations Being Accepted for the Gladys McCoy Lifetime Achievement Award

Gladys McCoy Lifetime Achievement Award was established in 1994 to honor Multnomah County residents who have contributed outstanding...

Shatter, LLC Launches to Elevate Diverse Voices in Progressive Politics

A collaboration of leading female political strategists aims to fill a void in the world of political consulting ...

New Director Takes Helm at Oregon Black Pioneers

In its 27-year history, the organization has never had an executive director, and has expressed confidence and optimism in Zachary A....

Violence mars Portland protests, frustrates Black community

PORTLAND, Ore. (AP) — Protesters in this liberal, predominantly white city have taken to the streets peacefully every day for more than five weeks to decry police brutality. But violence by smaller groups is dividing the movement and drawing complaints that some white demonstrators are...

Oregon thought it had controlled COVID-19, then came surge

SALEM, Ore. (AP) — It was early June when the mayor of Newport, a small city perched on Oregon's coast, received a phone call that he had been dreading.It was the county commissioner — two workers at a local seafood plant had coronavirus and others were being tested. “When he...

Iowa defensive back Jack Koerner hurt in jet ski accident

IOWA CITY, Iowa (AP) — Iowa defensive back Jack Koerner sustained serious injuries when he and a passenger on a jet ski collided with a boat on the Lake of the Ozarks in Missouri.According to a police report, Koerner and Cole Coffin were hurt at about 6:30 p.m. Friday when their watercraft...

Missouri football program pushes again for racial justice

COLUMBIA, Mo. (AP) — Ryan Walters had just arrived at the University of Missouri to coach safeties for the football program when a series of protests related to racial injustice led to the resignations of the system president and the chancellor of its flagship campus.The student-led movement...


Editorial From the Publisher: Vote as Your Life Depends on It

The Republican-controlled Senate won’t pass the George Floyd Justice in Policing Act, no matter how hard Oregon’s senators and others work to push for change. ...

Banana Republic or Constitutional Democracy? The US Military May Decide

Will the military, when and if the chips are down, acts in accord with the Constitution and not out of loyalty to its commander-in-chief? ...

To Save Black Lives, and the Soul of Our Nation, Congress Must Act Boldly

For too long, Black people in America have been burdened with the unjust responsibility of keeping ourselves safe from police. ...

Racial Inequalities - Black America Has Solutions; White America Won't Approve Them

The problem is we have to secure approval of the solutions from the people who deny the problem's existence while reaping the benefits from it. ...


K-State players end threat of boycott over Floyd tweet

MANHATTAN, Kan. (AP) — Kansas State football players have called off a threatened boycott in response to an insensitive tweet by a student about the death of George Floyd.The decision, announced on social media by several players, follows moves by the school to address diversity concerns....

Protesters return to St. Louis area where couple drew guns

ST. LOUIS (AP) — Several hundred protesters made a peaceful return trip Friday to the St. Louis mansion owned by a white couple whose armed defense of their home during an earlier demonstration earned them both scorn and support from across the globe.Protesters marched along the busy public...

Violence mars Portland protests, frustrates Black community

PORTLAND, Ore. (AP) — Protesters in this liberal, predominantly white city have taken to the streets peacefully every day for more than five weeks to decry police brutality. But violence by smaller groups is dividing the movement and drawing complaints that some white demonstrators are...


Hugh Downs, genial presence on TV news and game shows, dies

NEW YORK (AP) — Hugh Downs, the genial, versatile broadcaster who became one of television’s most familiar and welcome faces with more than 15,000 hours on news, game and talk shows, has died at age 99.Downs died of natural causes at his home in Scottsdale, Arizona, on Wednesday, said...

Review: A master class by Catherine Deneuve in 'The Truth'

Family may be the great subject of Japanese filmmaker Hirokazu Kore-eda, but he doesn't draw straightforward portraits. In Kore-eda's hands, family is more malleable. He tends to shift roles around like he's rearranging furniture, subtly remaking familiar dynamics until he has, without you knowing...

Union tells actors not to work on pandemic film 'Songbird'

LOS ANGELES (AP) — The union that represents film actors told its members Thursday not to work on the upcoming pandemic thriller “Songbird,” saying the filmmakers have not been up-front about safety measures and had not signed the proper agreements for the movie that is among...


Paint schemes go political as NASCAR season heats up

INDIANAPOLIS (AP) — Many a fan is quick to insist they do not like politics in their sports — no...

Iran declines to disclose cause of mysterious nuke site fire

DUBAI, United Arab Emirates (AP) — An online video and messages purportedly claiming responsibility for a...

Epstein cohort's arrest becomes new test for plea deal

NEW YORK (AP) — Before Jeffrey Epstein’s jailhouse suicide last year, his defense hinged on a 2008...

US victims of FARC rebels win claim to Venezuelan's fortune

MIAMI (AP) — Three American defense contractors held for five years by leftist rebels in Colombia moved...

French government ministers investigated over virus crisis

PARIS (AP) — A special French court ordered an investigation Friday of three current or former government...

Russian Orthodox Church defrocks coronavirus-denying monk

MOSCOW (AP) — The Russian Orthodox Church on Friday defrocked a coronavirus-denying monk who has defied...

Freddie Allen NNPA Washington Correspondent

WASHINGTON (NNPA) – Chevy Chase Bank agreed to pay $2.85 million to Black and Latino borrowers, following allegations of discriminatory home lending practices. The Maryland-based bank joins Wells Fargo and Bank of America as banking institutions that paid out million dollar settlements in class action lawsuits following the housing crisis.

According to the complaint filed by the Justice Department, Chevy Chase Bank steered  Blacks and Latino borrowers into home loan products that often cost more than loans that were offered to Whites with similar backgrounds. In 2009, Capitol One, N.A. purchased Chevy Chase Bank. The settlement covers loans initiated by Chevy Chase Bank and does not call into question Capitol One's mortgage lending practices.

In 2011, Bank of America agreed to pay $335 million to settle claims against Countrywide Financial Corporation of mortgage lending discrimination. Bank of America purchased Countrywide in 2008, a move that many industry insiders continue to question.

(The banks racial problem wasn't limited to mortgages. Last month. Bank of America Corp was ordered to pay $2.18 million to 1,147 Black job applicants because its discriminatory hiring blocked qualified candidates of color from getting jobs, the U.S. Department of Labor said on Monday.

An administrative law judge at the Labor Department, awarded back pay and interest to former candidates for teller and entry-level administrative and clerical positions Charlotte, N.C., the bank's national headquarters.

The judge ruled that Bank of America's "unfair and inconsistent selection criteria" led to the rejection of qualified Black job candidates. Approximately $1.22 million will  go to 113 people who were turned down for jobs between 2002 and 2005, and another $964,000 to 1,034 people who were turned away in 1993).

In 2012, Wells Fargo paid $175 million after brokers affiliated with the nation's largest mortgage lender were accused with discriminating against African American and Latinos who sought home loans from 2004 to 2009. Justice Department officials said that minority borrowers that were shuffled into subprime loans would receive an average of $15,000.

The subprime loan industry once seen as a gateway to homeownership is now often blamed for contributing to the greatest loss of African American wealth in history.

Subprime loans were five times more likely to occur Black neighborhoods compared to White neighborhoods, according to data from U.S. Department of Housing and Urban Development.

"A disproportionate number of subprime loans were made to African American borrowers who were otherwise eligible for prime loans. That was part of the problem," said Bernard Anderson, economist and former Assistant Secretary for the Employment Standards Administration at the Labor Department.

"These were people based upon their income their previous repayment record their [credit] score, should not have been given subprime loans but they were dragged into the subprime category because of the predatory lending practices of the financial institutions."

According to a study titled "Racial Segregation and the American Foreclosure Crisis" published in the American Sociological Review, foreclosures were often concentrated in those same neighborhoods where Blacks were targeted for subprime loans.

"Segregation therefore racialized and intensified the consequences of the American housing bubble. Hispanic and black home owners, not to mention entire Hispanic and black neighborhoods, bore the brunt of the foreclosure crisis," the report stated.

The Pew Research Center found that from 2005 to 2009 Black households lost 53 percent of their wealth compared to White households that lost 16 percent of their wealth.

"The single most important aspect in determining Black wealth was equity in their homes," said Anderson. "Most of the equity that African Americans had was bound up in their homes. The major factor determining equity was home price."

According to the Pew Research Center more than half of that wealth was wiped out during the housing crisis that rocked the American economy and led to the Great Recession.

The Pew report stated: "As a result of these declines, the typical black household had just $5,677 in wealth (assets minus debts) in 2009; and the typical white household had $113,149."

Jim Carr, a housing finance and urban policy consultant and distinguished scholar at Opportunity Agenda, a nonprofit, public policy and civil rights group, said that even as the housing industry recovers, many Black families that lost their homes will not reap the benefits.

"If a person lost their home, they're not getting their home back. That's what compensation means," he said. "If you lost $50,000 in equity in your home, does the settlement give you your $50,000 back? If you're getting $2000 or 3000 back, that's not compensation." William Spriggs, chief economist of the AFL-CIO, said it will take Blacks more than two decades to recover from the wealth lost during the housing crisis.

"We've lost ground we made in 90s," said Spriggs. Unemployment plummeted and incomes rose placing homeownership within the reach of many middle-class Black families. The housing crisis changed all of that, Spriggs stated.

"It's a very severe setback," he explained. "Wealth will be harder to come by, because of some policy changes that are being discussed. The path back looks a lot steeper."

Spriggs said that despite what many people believe, this crisis was not caused by people getting loans that they were not supposed to get.

"That wasn't true. The big problem was discrimination. [Blacks] weren't getting the favorable terms that were supposed to get and it's being documented now," Spriggs explained. "Had they given [Blacks] favorable terms, we wouldn't be having this crisis. This crisis exists because of the discrimination."

Spriggs continued: "These loans had bombs in them. If [Blacks and Latinos] had normal loans, none of this would have happened."


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