12-08-2019  10:45 pm   •   PDX Weather    •   SEA weather  
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NORTHWEST NEWS

Black Food Professionals See Opportunities to “Scale Up” in School Cafeterias and on Store Shelves

Two Portland women are addressing disparities in the local food scene with Ethiopian and Haitian flavors, ingredients

Portland Fire Chief Sara Boone Climbing Historic Ladders

In 1995, Boone was the first African American woman hired by Portland Fire & Rescue; this year she became its first African American Chief

Christmas Tree Shopping is Harder Than Ever, Thanks to Climate Change and Demographics

For Christmas tree farms to survive, shoppers will need to be more flexible

November Holiday Travel at PDX Brings More Comfort, Convenience and Furry Friends

If you’ve not been to Portland International Airport in a few months, you’re in for some surprises.

NEWS BRIEFS

Conservation Breakthrough for Endangered Butterfly

The Oregon Zoo's breeding success provides new hope in an effort to save Oregon silverspots ...

Meet 80 Local Authors at OHS 52nd Holiday Cheer Book Sale and Signing

This free Oregon Historical Society event will be held this Sunday, December 8 from 12 p.m. – 4 p.m. ...

Need for Blood Doesn’t Stop for Holidays – Donors Needed

Those who come to give through Dec. 18 will receive a Amazon.com Gift Card ...

North Carolina Court Decision Upholds Removal of Confederate Monument

Lawyers argued that the monument was installed at the end of Reconstruction to further the false “Lost Cause” narrative,...

Artist Talk with 13-year-old Local to be Held This Tuesday, Nov. 26

Hobbs Waters will be discussing his solo exhibit “Thirteen” at The Armory in Portland ...

Accidental shootings by police expose training shortfalls

SEATTLE (AP) — When an Iowa mother tried to take her child from her husband during an argument on a snowy sidewalk in 2015, an officer stepped in to stop the scuffle, but he accidentally fired his weapon as a dog approached. The bullet went through the woman’s arm and into her chest,...

Accidental shootings raise questions about arming teachers

SEATTLE (AP) — As the country looks for ways to deal with mass shootings at schools, some have responded by saying more people should carry guns, including teachers.“The only way to stop a bad guy with a gun is a good guy with a gun,” President Donald Trump told the National...

AP Source: Mizzou hiring Appalachian State's Eli Drinkwitz

KANSAS CITY, Mo. (AP) — Missouri reached an agreement Sunday with Eliah Drinkwitz to take over the Tigers' once-proud football program, a person with knowledge of the hiring told The Associated Press, making Appalachian State's successful coach the second-youngest in a Power Five...

Missouri fires football coach Barry Odom after 4 seasons

KANSAS CITY, Mo. (AP) — Missouri fired football coach Barry Odom on Saturday, ending the four-year stay of a respected former player who took over a program in disarray but could never get the Tigers over the hump in the brutal SEC.The Tigers finished 6-6 and 3-5 in the conference after...

OPINION

Will You Answer the Call for Moral Revival?

In embracing and expanding the legacy of Dr. Martin Luther King, Jr., Revs. Barber and Theoharis have asked Presidential candidates to consider a debate that focuses exclusively on poverty ...

What I’m Thankful For This Season

Ray Curry gives thanks for a human right that shaped our country throughout the 20th century and that made Thanksgiving possible for so many Americans who, like him, didn’t get here by way of the Mayflower ...

Congressional Black Caucus Members Visit U.S.-Mexico Border: “Mistreatment of Black Immigrants is Another ‘Stain on America’”

Members said they witnessed first-hand the deplorable treatment and plight of Black immigrants ...

Portland, I'm Ready

Last month I had the privilege to stand with hundreds of supporters and announce my intention to run for re-election ...

AFRICAN AMERICANS IN THE NEWS

China claims everyone in Xinjiang camps has 'graduated'

BEIJING (AP) — People who were at vocational training centers in China's far west Xinjiang have all ”graduated" and are living happy lives, an official said Monday. But Uighurs and other predominantly Muslim ethnic minorities from the region say their family members continue to be...

Nevada third to vote, still up for grabs for 2020 Democrats

LAS VEGAS (AP) — Nevada won its coveted early date in the presidential primary because it was supposed to offer Democrats something different.It’s more racially diverse than the two states that weigh in earlier, Iowa and New Hampshire. Its population is young, working class, largely...

Shooting survivor sues Southern California synagogue

POWAY, Calif. (AP) — A man wounded in a shooting at a San Diego-area synagogue is suing the house of worship, alleging Chabad of Poway didn't use federal funds meant to hire security to protect worshipers, according to a newspaper report.In the lawsuit obtained by Los Angeles Times, Almog...

ENTERTAINMENT

Let's cancel 'OK Boomer' in 2020, and the humblebrag, too

NEW YORK (AP) — Either loudly sing your own praises or don’t in the new year, but let’s leave the humble brag behind, along with a few other oversaturated, cloying or just plain silly cultural quirks that deserve a big goodbye.Among them are pop-up shops, cancel culture and the...

Singer performs in Vegas for 1st time after mass shooting

LAS VEGAS (AP) — Country singer Jason Aldean has performed in Las Vegas for the first time since he was on stage at the Route 91 Harvest Music Festival at the beginning of the Oct. 1, 2017 mass shooting.The Las Vegas Review-Journal reports that Aldean told a packed house at Park MGM’s...

'Frozen 2' leads box office again; 'Playmobil' flops

NEW YORK (AP) — “Frozen 2” blanketed multiplexes for the third straight weekend, continuing its reign at No. 1 with .7 million in ticket sales, according to studio estimates Sunday. The Walt Disney Co. animated sequel has already grossed 9.7 million worldwide. It will...

U.S. & WORLD NEWS

Zellweger, Pitt and ... "Cats"? Here come the Golden Globes

NEW YORK (AP) — Renee Zellweger, Brad Pitt and Eddie Murphy are locks. But whether “Cats" has it in...

Palestinians in Bethlehem look beyond religious tourism

BETHLEHEM, West Bank (AP) — For decades, the people of Bethlehem have watched tour buses drive up to the...

Father: Navy victim shot standing watch fresh from boot camp

SAVANNAH, Ga. (AP) — Fresh out of boot camp, Cameron Walters proudly told his father in Georgia during...

Climate scientists try to cut their own carbon footprints

For years, Kim Cobb was the Indiana Jones of climate science. The Georgia Tech professor flew to the caves of...

Ukraine faces new challenges in peace talks with Russia

WARSAW, Poland (AP) — When new Ukrainian President Volodymyr Zelenskiy sits down Monday for peace talks in...

New Delhi fire victims lived and worked in unsafe spaces

NEW DELHI (AP) — Mehboob Alam’s phone rang at 5:04 a.m. Sunday. It was his 38-year-old nephew,...

McMenamins
Bill Hardekopf, Author of the Credit Card Guidebook

Banks have aggressively pushed their customers to online automated banking, even charging more for paper statements. Automated payments and online banking work well and are convenient, as long as banks can assure customers that their money is safe and their accounts are secure.

However, if the system goes awry, it can cause significant problems for consumers.

Recently, the Chase online banking system had a service outage and was down for three days, leaving 16 million customers without access to their account.

An outage of this size is uncommon, but it is a good reminder for all of us to have a back-up plan, to keep a personal record of account information. A lost credit card or a stolen wallet can be just as damaging if you don't have a record of all bills you've set up for automatic payment.

Many consumers use credit and debit cards for automatic bill payments. This is a system that typically runs smoothly and on schedule but also makes it easy to forget about the merchants and bills you are paying. If you must replace a card or an account number is changed, these bills aren't automatically transferred to the new account. It is up to you to immediately contact each merchant and vendor with the new card information to avoid interruption. Keep a record of the name and phone number for every person, business, bill or loan that is paid with an online payment.

A late notice, accumulating fines, or terminated service may be your first notification that a bill was not paid. Missed payments can cost much more than a late fee. These problems can negatively affect your credit score. Making a record of accounts to pay is a small hassle, but there may be a time when you are glad you did. Scrambling to fix it after you are delinquent on the payment is too late.

For Chase customers, several days without account access was an anxious time for those that had bills to pay. Even though Chase will refund any late fees incurred during the delay, the bank cannot repair the credit scores that may drop after the late payments.

It is also possible that account information may have been corrupted.

Chase customers should look carefully at their account for lost transactions, incorrect account balances, missed deposits, and missed payments.



LowCards.com simplifies the confusion of shopping for credit cards. It is a free, independent website that helps consumers easily compare credit cards in a variety of categories such as lowest rates, rewards, rebates, balance transfers and lowest introductory rates.

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