10-18-2019  12:15 am   •   PDX Weather    •   SEA weather  
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NORTHWEST NEWS

Merkley Introduces Legislation that Protects Access to Health Care for Those Who Cannot Afford Bail

Under current law, individuals in custody who have not been convicted of a crime are denied Medicare, Medicaid, and veterans’ benefits

New County Hire Aims to Build Trust, Transparency Between Community and Public Safety Officials

Leneice Rice will serve as a liaison focused on documenting and reporting feedback from a community whose faith in law enforcement has been tested

Hank Willis Thomas Exhibit Opens at Portland Art Museum

One of the most important conceptual artists of our time, his works examine the representation of race and the politics of visual culture

Grocery Workers Union Ratifies Contract with Stores

The United Food and Commercial Workers Union has agreed a three-year contract for stores in Oregon and Southwest Washington

NEWS BRIEFS

GFO Offers African Americans Help in Solving Family Mysteries

The Genealogical Forum of Oregon is holding an African American Special Interest Group Saturday, Oct. 19 ...

Third Annual NAMC-WA Gala Features Leader on Minority Business Development

The topic of the Washington Chapter of the National Association of Minority Contractors' event was 'Community and Collaboration' ...

Building Bridges Event Aims to Strengthen Trust Between Communities

The 4th Annual Building Bridges of Understanding in Our Communities: Confronting Hate will be held in Tigard on...

The Black Man Project Kicks Off National Tour in Seattle

The first in a series of interactive conversations focused on Black men and vulnerability takes place in Seattle on October 25 ...

Protesters Rally in Ashland to Demand 'Impeach Trump Now'

Activists are rallying in Ashland Sunday Oct, 13 to demand impeachment proceedings ...

Person with measles passed through Portland airport

PORTLAND, Ore. (AP) — The Multnomah County Health Department says a person who passed through the Portland International Airport on Saturday has become sick with measles.The Oregonian/OregonLive reports the health department said people who were in the airport during that time may have been...

Court issues temporary stay on flavored vaping ban in Oregon

PORTLAND, Ore. (AP) — Oregon's Court of Appeals on Thursday put a halt to the state's ban on flavored vaping products two days after it took effect.The Oregonian/OregonLive reports the temporary stay issued appears to apply only to tobacco-based vaping products, sold under the oversight of...

No. 22 Missouri ready to test road skills at Vanderbilt

No. 22 Missouri (5-1, 2-0 SEC) at Vanderbilt (1-5, 0-3), Saturday at 4 p.m. EDT (SEC Network).Line: Missouri by 20 1/2.Series record: Missouri 7-3-1.WHAT'S AT STAKE?Missouri can show they play as well on the road as at home coming off a five-game home stand. A win keeps them atop the SEC East....

Bryant bounces back to lead Missouri over Mississippi

COLUMBIA, Mo. (AP) — Last week, when he heard a pop in his left knee after being hit low, Missouri quarterback Kelly Bryant briefly saw his college football career pass before his eyes. The injury wasn't as bad as it looked, and Bryant played like his old self in a 38-27 victory over...

OPINION

Atatiana Jefferson, Killed by Police Officer in Her Own Home

Atatiana Jefferson, a biology graduate who worked in the pharmaceutical industry and was contemplating becoming a doctor, lived a life of purpose that mattered ...

“Hell No!” That Is My Message to Those Who Would Divide Us 

Upon release from the South African jail, Nelson Mandela told UAW Local 600 members “It is you who have made the United States of America a superpower, a leader of the world" ...

Rep. Janelle Bynum Issues Response to the Latest Statement from Clackamas Town Center

State legislator questions official response after daughter questioned for ‘loitering’ in parking lot ...

Why Would HUD Gut Its Own Disparate Impact Rule?

"You can’t expand housing rights by limiting civil protections. The ’D’ in HUD doesn’t stand for ‘Discrimination’" ...

AFRICAN AMERICANS IN THE NEWS

Kessel scores twice, leads Coyotes past Predators 5-2

GLENDALE, Ariz. (AP) — The way Phil Kessel had been playing for the Arizona Coyotes at the start of the season, scoring a goal was just a matter of time.The veteran forward put it all together Thursday night, scoring his first two goals for Arizona, and Christian Dvorak scored his third goal...

Cummings recalled as powerful orator who took on White House

BALTIMORE (AP) — Maryland Rep. Elijah E. Cumming, who died Thursday at age 68, was remembered as a moral voice of conscience in a divisive era — a leader who fought for civil rights and took on the White House as a prominent figure in the impeachment inquiry of President Donald...

Kobach fires Kansas Senate campaign aide over hateful posts

TOPEKA, Kan. (AP) — Republican Kris Kobach's campaign for the Senate in Kansas says it has fired an aide after learning he regularly posted hateful comments about Jews and racial minorities on a white nationalist website.The latest campaign finance report filed by Kobach's campaign shows it...

ENTERTAINMENT

Country artists bring tears, prayers to CMT awards show

NASHVILLE, Tenn. (AP) — Country music artists cried together and prayed together at an emotional CMT Artists of the Year awards show that reflected the tight-knit community of artists who supported each other through success and loss.Country singer Kane Brown, who was one of several artists...

'Spirited Away,' other Studio Ghibli films head to HBO Max

LOS ANGELES (AP) — The vast catalog of storied Japanese animation house Studio Ghibli is heading to the new HBO Max streaming service.Films such as "Princess Mononoke," ''My Neighbor Totoro" and Oscar-winner "Spirited Away" will be among the titles available to stream when HBO Max launches...

For Springsteen, 'Western Stars' made sense after book, play

NEW YORK (AP) — "Western Stars" was just the change of pace that Bruce Springsteen needed after baring his soul over the past few years.First, he shared his darkest secrets in his memoir, "Born to Run." Then he spent more than a year telling his story five nights a week in Springsteen on...

U.S. & WORLD NEWS

Astros power past Yanks for 3-1 ALCS lead, Verlander up next

NEW YORK (AP) — They have the pitching, and they don't need the pitches. Certainly, the Houston Astros have...

China's economic slowdown deepens, weighing on global growth

BEIJING (AP) — China's economic growth sank to a 26-year low in the latest quarter amid pressure from a...

Trudeau could lose power in Canada's election Monday

TORONTO (AP) — Ian Bremmer remembers the first time he met Justin Trudeau, at the annual gathering of...

Silver: China asked for Rockets GM Daryl Morey to be fired

NBA Commissioner Adam Silver said Chinese officials wanted Houston Rockets general manager Daryl Morey to be fired...

New protests planned as marches converge in Catalonia

BARCELONA, Spain (AP) — The Catalan regional capital is bracing for a fifth day of protests over the...

Gun battles sweep Culiacan after troops locate Chapo's son

CULIACAN, Mexico (AP) — An intense gunfight with heavy weapons and burning vehicles blocking roads...

McMenamins
Bill Hardekopf, Author of the Credit Card Guidebook

Banks have aggressively pushed their customers to online automated banking, even charging more for paper statements. Automated payments and online banking work well and are convenient, as long as banks can assure customers that their money is safe and their accounts are secure.

However, if the system goes awry, it can cause significant problems for consumers.

Recently, the Chase online banking system had a service outage and was down for three days, leaving 16 million customers without access to their account.

An outage of this size is uncommon, but it is a good reminder for all of us to have a back-up plan, to keep a personal record of account information. A lost credit card or a stolen wallet can be just as damaging if you don't have a record of all bills you've set up for automatic payment.

Many consumers use credit and debit cards for automatic bill payments. This is a system that typically runs smoothly and on schedule but also makes it easy to forget about the merchants and bills you are paying. If you must replace a card or an account number is changed, these bills aren't automatically transferred to the new account. It is up to you to immediately contact each merchant and vendor with the new card information to avoid interruption. Keep a record of the name and phone number for every person, business, bill or loan that is paid with an online payment.

A late notice, accumulating fines, or terminated service may be your first notification that a bill was not paid. Missed payments can cost much more than a late fee. These problems can negatively affect your credit score. Making a record of accounts to pay is a small hassle, but there may be a time when you are glad you did. Scrambling to fix it after you are delinquent on the payment is too late.

For Chase customers, several days without account access was an anxious time for those that had bills to pay. Even though Chase will refund any late fees incurred during the delay, the bank cannot repair the credit scores that may drop after the late payments.

It is also possible that account information may have been corrupted.

Chase customers should look carefully at their account for lost transactions, incorrect account balances, missed deposits, and missed payments.



LowCards.com simplifies the confusion of shopping for credit cards. It is a free, independent website that helps consumers easily compare credit cards in a variety of categories such as lowest rates, rewards, rebates, balance transfers and lowest introductory rates.

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