08-22-2017  4:10 am      •     
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NEWS BRIEFS

AG Rosenblum Announces $192M Settlement for Student Loan Debt

358 Oregonians will get 100 percent loan forgiveness ...

'Chitty Chitty Bang Bang' Screens at New Performing Arts Center, Federal Way

Free screening follows the day after official ribbon cutting of the arts center ...

Join a Book Club at Your Neighborhood Library

At North Portland Library, Pageturners Black Voices focuses on books written by and about African and African American authors ...

Meeting of the NE Community Development Oversight Committee

The fourth meeting will be held on Wednesday, Aug. 23 ...

U.S. & WORLD NEWS

OPINION

SEIU’s President: No Place for White Supremacists in the White House

Mary Kay Henry makes following statement on Trump’s remarks after violence in Charlottesville ...

It’s Time to Show “Middle Neighborhoods” Love, Before It’s too Late

Middle Neighborhoods, School Rehabilitation and Food Insecurity are key action items for the policy agenda of the CBC. ...

Despite Unequal Treatment, Black Women Will Rise

NNPA Newswire Columnist Julianne Malveaux talks about Black Women’s Equal Pay Day ...

PCC Cascade President on Free Tuition Program

Any student who qualifies for the Oregon Promise can attend most in-state community colleges tuition-free ...

AFRICAN AMERICANS IN THE NEWS

ENTERTAINMENT

Woman watches dollar bills raining down

Why Track Spending?

How much exactly should you budget for food every month? How about gas for your car? Tracking your spending is to budgeting like a measuring cup is to cooking. Without it, you’ll have a harder time making everything come out right. Furthermore, when you aren’t tracking your spending, it is easy to forget those small purchases that really add up. For instance, if you are a smoker, how many packs do you buy? What about coffee and energy drinks? Not including these in your budget if you buy them on a regular basis can leave you short on money by the end of the month.

Ways to Track Spending

Luckily, in our modern era there are a variety of options for keeping track of your spending.

 ▪  The most basic and old-fashioned of all: write it down. Carry a small notebook or piece of paper and write down everything you buy and how much you spent. Then when you are budgeting, you can add up how much you actually spent in each category and use that to estimate costs for the next month.

▪    If you don’t want to be constantly carrying a pen around, save your receipts! You can keep them in your wallet and then put them in a safe place so that you can have a record of everything you’ve bought when it’s time for budgeting.

▪    Do you like to use your debit card for most of your transactions instead of cash? Check out Mint.com. It is a secure site that links with your bank accounts and measures how much you spend for you! They even make charts and graphs for you to visualize your spending patterns.

Continuing to Track Spending

Continuing to track your spending is not only a great way to keep your budget up to date, but a way to remind yourself how much you have to spend for the month. It can take trial and error to see what works for you, but you’ll be amazed how much easier budgeting is when you know where your money is going.

By Jenna Knobloch on behalf of Innovative Changes, www.innovativechanges.org

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